A Direct website is one that does not go through an agent. These websites do not require registration, and you do not have to pay a fee for using them. The best thing about these sites is that they offer instant game play, and you can place your bets straight away. In contrast to a site that does not use agents, the Direct website does not go through an agent. Besides, you can play for real money on these sites without registering. While a Direct website will save you money, you won't get the same level of personalized service. You may need to contact the customer service department to get answers to questions. It may also be more difficult to get the coverage you need, since some companies only sell through agents. If you buy direct, you may end up with coverage you don't need and have to pay higher rates. Nevertheless, you can save money and avoid paying high-pressure sales representatives. Another disadvantage of buying direct is that you can't get personalized service...